AI infrastructure for lending
Delviant runs the full credit lifecycle for NBFCs, banks and fintechs — from first lead to disbursal to recovery. Decisions in seconds, not days.
Built for NBFCs, banks and high-growth fintechs
Shared memory
Every stage, one context — MIND
The lifecycle
Six systems working as one — five lifecycle stages over a shared memory. Run the whole lifecycle, or plug in the stage you need most and leave the rest of your stack alone.
Walk through your lifecycleAttribute every lead to its true source, kill wasted spend, and pay publishers on verified quality.
Read bank statements, salary slips and bureau data. Return an explainable credit decision in seconds.
One resilient API over every KYC, bureau, banking and payments vendor behind your stack.
Test and monitor every voice conversation for policy, compliance and quality before it reaches a borrower.
Automate reminders, nudges and escalations. Recover more at lower cost, audit-ready throughout.
Underneath all five stages: every lead, decision, conversation and repayment, remembered — so the next decision is sharper than the last.
How we build
RBI-aligned processes, data residency in India, and policy controls your compliance team configures — not a global model retrofitted to your market.
Every decision returns reason codes and the evidence behind them. Nothing your risk team or auditor cannot trace back to source.
Delviant executes the credit policy you already have. You keep the rules; we remove the manual work between them.
Why Delviant
Domain-specific
Made for lending.
Delviant is built just for lending. Every decision is easy to understand, with clear reasons your team can trust.
Audit-ready
Zero hallucinations, full reason codes, and a trail for every decision your auditor can follow.
Modular
Take one stage or the whole lifecycle. Nothing forces a rip-and-replace of what already works.
Connected
Bureau APIs, banking rails, KYC vendors and your internal systems — behind one contract.
Operational
Workflows keep running on their own, so your team can focus on what matters.
Get started
Bring one of your own applications. We will run it through the lifecycle live and show you the reason codes behind the decision.